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Hello kenadave110993,
Thanks for posting here.
Stopping the RDS instance does not eliminate storage costs and has operational limitations, while snapshot + terminate shifts the data to cheaper S3 storage and avoids ongoing RDS charges, making it the most cost‑effective solution for periodic testing.
Please refer to this: https://aws.amazon.com/blogs/database/amazon-rds-snapshot-restore-and-recovery-demystified/
I hope this helps! Let us know if you need further assistance.
Regards,
JR @ Tutorials Dojo